Fault found with Fuddy’s financial facts–fraud?

The birther who blogs as Butterdezillion is the bane of all things Hawaii Department of Health, and one of her latest creations is a bad smell issued about Loretta Fuddy, the Director of the Hawaii Department of Health. She says Fuddy created a string of fake birth certificates renumbered to make a place to insert one she created for Obama.

The State of Hawaii requires financial disclosure from its top officials and the 2011 and 2012 disclosure forms from Fuddy are online (since the death of Director Fuddy, her financial statements were removed from the State of Hawaii web site).

Following the Birther Peter Principle, the birther digs into the details until they find something they don’t understand, and then declare fraud. Birther  theorizing came up with the idea for a possible motive for Fuddy to fake the certificates. Here’s what Butterdezillion said in a Free Republic thread:

When it comes to the financial stuff I am a total moron

But she warms up to the fraud angle nonetheless. What they don’t understand is how Dr. Fuddy could buy an apartment valued at $500,000 and pay down some debt on her $100,000 salary.  Wow was it a payoff for making, as birthers claim, for fake birth certificates?

I’m not a total moron financially, but I’m not an expert on financial disclosure statements. It would be highly unethical for me to spin a conspiracy theory when I couldn’t fact-check myself. Irresponsible accusations are evil.

Never mind the fact that the previous Republican director of the Department of Health, Dr. Fukino, said in an official statement that Obama’s birth records were already on file in accordance with state regulations. Never mind Hawaii’s Republican governor Linda Lingle said the same.

This crackpot theory is just another excuse to stay in denial and continue to raise bogus issues.

Update:

I am adding a reader comment from Butterfly Bilderberg, who is well-qualified to read financial disclosures:

It seems few know how to read a financial disclosure, so let me help. It is really an abbreviated form of a balance sheet. By looking at the assets and matching them up with debt, from one year to the next, a financial story unfolds. Also, public records are available to fill in the gaps or to provide additional information, particularly real property transactions that are recorded in the local tax and land records.

As gorefan pointed out, Dr. Fuddy has owned the condominium since AT LEAST 1993. A visit to the “Property Search” section of the Honolulu County and City Tax Assessor’s website is all that is required to confirm this. (The condo is Parcel No. 170090370007). She originally paid $409,900 in 1993, as the “Sales History” tells us. No big surprise, then, that after 20 years the condo has a present ASSESSED VALUE (also shown at the assessor’s site) of $498,100, as the “Assessed Values” tab informs us. We also know that Dr. Fuddy holds title in fee simple as a trustee, see “Parcel Data.”

How can she afford this property on her salary? Gee, like most people, she carries a mortgage. Two, in fact. A first mortgage held by Bank of America (as Dr. Fuddy disclosed on both forms) and a second mortgage home equity line of credit from the Hawaii Federal Credit Union (also disclosed).

What else can we learn from these two disclosures? For one thing, she refinanced the Bank of America loan between the 2011 disclosure and the 2012 disclosure, using some of the equity to pay down the outstanding principal. She also paid off her credit cards and, from the 2012 disclosure, it appears that she did this with her HELOC — note that her $25,000 in credit card debt in 2011 disappeared in 2012 — during the same period that the HELOC balance went from $62,000 to $98,000.

Another thing that the birthers are all excited about are the “gift” disclosures. These were not cash gifts (or, as the birthers believe, bribe money), but rather represent the cost of expense-paid travel to work-related conferences. Nothing nefarious, as the sponsor of a conference usually picks up the tab for travel, meals and lodging for invited speakers and panel members. Dr. Fuddy itemized the trips and in fact overdisclosed two trips outside the date range required by the 2011 disclosure form and duplicated four or five trips on the 2012 form.

About Dr. Conspiracy

I'm not a real doctor, but I have a master's degree.
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29 Responses to Fault found with Fuddy’s financial facts–fraud?

  1. Paper says:

    I don’t know why Butterdezillion doesn’t jump on Fuddy being commissioner at the Water Use Commission. That’s the obvious clue to the whole conspiracy.

    And when you think about what the “Association of Maternal & Child Health Program” involves, then your conspiracy is cooking with gas. It’s right there in the title: “Association!” We know what happens when people start associating. And if ever there was a front for faking birth certificates, it would be an organization involving the mother and child, would it not?

    But nonetheless, I think the Water Use Commission is the real ticket to conspiracy gold. “Follow the water,” Deep Throat said.

  2. Andrew Morris says:

    I think thjis goes to your comment a while back, that what birthers don’t understand, they assume is proof of conspiracy. The disclosure forms don’t list assets. But a logical explanation is that Fuddy owned a property that she sold, and bought a less expensive property in 2012 and used some of the proceeds to pay downj debt. That seems more plausible than using an illegal bribe to change her financial status for everyone to see. But then, “Butterdezillion” is in a parallel universe.

  3. Bob says:

    If you could choose any name for an online persona why go with “Butterdezillion?”

  4. Sounds like a job for Dr. Kate – Constitutional Hydrologist to me.

    Paper: I don’t know why Butterdezillion doesn’t jump on Fuddy being commissioner at the Water Use Commission. That’s the obvious clue to the whole conspiracy.

  5. donna says:

    it seems to me that there will be no end to people birthers wish to slime, no goal post they won’t move and no worm they won’t find under a rock in order the push their hate racism & bigotry in the guise of birtherism

  6. Paper says:

    Maybe she could get a position with that title at Infowars?

    Reality Check:
    Sounds like a job for Dr. Kate – Constitutional Hydrologist to me.

  7. Thinker says:

    There is nothing at all unusual about finding a worm under a rock. Butterdezillion’s problem is that when she finds a worm under a rock, she claims that the worm isn’t really a worm. She then concludes that the fact that this worm-looking non-worm was under that rock proves that real worms don’t actually live under rocks.

    donna:
    it seems to me that there will be no end to people birthers wish to slime, no goal post they won’t move and no worm they won’t find under a rock in order the push their hate racism & bigotry in the guise of birtherism

  8. alg says:

    Thinker:
    “There is nothing at all unusual about finding a worm under a rock. Butterdezillion’s problem is that when she finds a worm under a rock, she claims that the worm isn’t really a worm. She then concludes that the fact that this worm-looking non-worm was under that rock proves that real worms don’t actually live under rocks.”

    Well, no wonder … that worm that isn’t a worm has no long form birth certificate. Mystery solved!

  9. Deborah says:

    These birthers have a terrible outlook on life. And my theory is that poor mental health can lead to poor physical health as well. Speaking for myself, I feel a million times healthier since I stopped buying into the Facebook anti-Obama stuff and stopped tolerating anti-Obama “friends.” According to Socrates, the mental health of society is related to how society imparts knowledge to each other.

  10. Deborah: These birthers have a terrible outlook on life. And my theory is that poor mental health can lead to poor physical health as well…Socrates, the mental health of society is related to how society imparts knowledge to each other.

    Thank you. The mistake everyone here is making, myself included, is that somehow underneath the cauldron there is a reasonable person.

    That’s why I now respond with jokes and ridicule. It’s more fun.

  11. gorefan says:

    I wonder if Butterdezillion’s recent five part exposé is the new evidence that Zullo told Gallup he just received?

    BTW, Dr. Fuddy has owned that $500,000 condo since 1993. She must have recently moved but still owns the condo.

  12. Mary Brown says:

    I see she does not want anyone outside our area to know that she is a Lutheran Pastor’s wife from Nebraska. I would not even mention that if she had not testified about her beliefs to a legislative committee some years back. She outed herself so to speak-at least here. I have never heard anyone mention her at my church so I guess most folks were not that interested.

  13. Butterfly Bilderberg says:

    Here’s what Butterdezillion said in a Free Republic thread:

    ‘When it comes to the financial stuff I am a total moron'”

    No shit, Sherlock. Butter is a total moron about a lot of things. But she’ll buy into this new conspiracy and continue her defamation of a dedicated public servant in Hawaii.

    It seems few know how to read a financial disclosure, so let me help. It is really an abbreviated form of a balance sheet. By looking at the assets and matching them up with debt, from one year to the next, a financial story unfolds. Also, public records are available to fill in the gaps or to provide additional information, particularly real property transactions that are recorded in the local tax and land records.

    As gorefan pointed out, Dr. Fuddy has owned the condominium since AT LEAST 1993. A visit to the “Property Search” section of the Honolulu County and City Tax Assessor’s website (http://www.honolulupropertytax.com/Search/GenericSearch.aspx?mode=ADDRESS) is all that is required to confirm this. (The condo is Parcel No. 170090370007). She originally paid $409,900 in 1993, as the “Sales History” tells us. No big surprise, then, that after 20 years the condo has a present ASSESSED VALUE (also shown at the assessor’s site) of $498,100, as the “Assessed Values” tab informs us. We also know that Dr. Fuddy holds title in fee simple as a trustee, see “Parcel Data.”

    How can she afford this property on her salary? Gee, like most people, she carries a mortgage. Two, in fact. A first mortgage held by Bank of America (as Dr. Fuddy disclosed on both forms) and a second mortgage home equity line of credit from the Hawaii Federal Credit Union (also disclosed).

    What else can we learn from these two disclosures? For one thing, she refinanced the Bank of America loan between the 2011 disclosure and the 2012 disclosure, using some of the equity to pay down the outstanding principal. She also paid off her credit cards and, from the 2012 disclosure, it appears that she did this with her HELOC — note that her $25,000 in credit card debt in 2011 disappeared in 2012 — during the same period that the HELOC balance went from $62,000 to $98,000.

    Another thing that the birthers are all excited about are the “gift” disclosures. These were not cash gifts (or, as the birthers believe, bribe money), but rather represent the cost of expense-paid travel to work-related conferences. Nothing nefarious, as the sponsor of a conference usually picks up the tab for travel, meals and lodging for invited speakers and panel members. Dr. Fuddy itemized the trips and in fact overdisclosed two trips outside the date range required by the 2011 disclosure form and duplicated four or five trips on the 2012 form.

    Nevertheless, I’ll put money on the prediction that Butter vomits out a Part Six: Fuddy Caught! before the week ends. After all, being a total moron has never stopped her before from putting 2+violet together and coming up with Dodge Caravan.

  14. Bob says:

    Butterdezillion is Birferstan’s Woodward and Bernstein.

  15. gorefan says:

    Butterfly Bilderberg: Also, public records are available to fill in the gaps

    You can actually see the various documents that have been recorded in her name (either as grantor or grantee) over the years. Included in them is the sale of her mother’s home by Dr. Fuddy and her brothers and sisters. I didn’t see anything on the disclosure forms that would involve reporting of income derived from certificates of deposit or municipal bonds that she may have bought with inheritance money.

    Birthers don’t seem to understand how the real world works and how real grown ups deal with it. in fact, when I first read this story, I was reminded of the debt collector guy at obamahustle, he didn’t understand trusts or real estate transactions either.

  16. Keith says:

    Bob:
    Butterdezillion is Birferstan’s Woodward and Bernstein.

    So who is ‘Deep Throat’?

    Ummm, OK, sorry. But somebody had to say what everyone was thinking.

  17. Butterfly Bilderberg: After all, being a total moron has never stopped her before from putting 2+violet together and coming up with Dodge Caravan.

    Birther math: 2 + 2 = ∞

  18. dunstvangeet says:

    Keith: So who is ‘Deep Throat’? Ummm, OK, sorry. But somebody had to say what everyone was thinking.

    Tim Adams, who else?

  19. Deborah says:

    Mary Brown April 13, 2013 at 5:37 pm (Quote) #

    I see she does not want anyone outside our area to know that she is a Lutheran Pastor’s wife from Nebraska.

    Mary, assuming you are referring to Butterdezillion as a pastor’s wife (and not Fuddy)?

    Does Butterdezillion have a motive to keep her marriage together? I imagine if her pastor husband had a revelation that Obama is not the anti-Christ, nor does Jesus exist, that might be the end of their marriage.

  20. Mary Brown says:

    She is a Pastors wife.in my denomination. The church website requires a password now. This is unusual and I am assuming it may be related to her activities. I cannot know for sure if they are still ministering there but I have never seen her husband’s name on a list of transferred or retiring pastors we see in a bulletin each month.

  21. Mary Brown: I cannot know for sure if they are still ministering there

    They’re pining for the fjords.

  22. Majority Will says:

    Mary Brown: The church website requires a password now. This is unusual and I am assuming it may be related to her activities.

    How welcoming. It must be an exclusive club.

  23. Deborah says:

    I think the birthers of the religious kind cannot make the distinction between legal issues and moral issues. They prefer moral issues even if the means of discerning a moral is amoral and illegal. The birth certificate issue is really a legal issue, but countless times they have attempted to transform it into some kind of moral issue.

  24. MN-Skeptic says:

    Mary Brown:
    The church website requires a password now. This is unusual and I am assuming it may be related to her activities.

    It appears that all information on the website is available to all viewers. My guess is that the login is merely for the folks who update information on the site. As such, it should not appear on the home page, or, at least, not so prominently.

  25. The church web sites I do have login, but that is to administer the site to publish articles and update software. Some church web sites have a password-protected members-only area where there are things like a membership directory with names and phone numbers.

    MN-Skeptic: It appears that all information on the website is available to all viewers. My guess is that the login is merely for the folks who update information on the site. As such, it should not appear on the home page, or, at least, not so prominently.

  26. gorefan says:

    ORYR has another Fuddy financial disclosure story. The disclosures are forgeries, just open them in Adobe Illustrator.

    http://obamareleaseyourrecords.blogspot.com/2013/04/forging-fuddy-new-analysis-of-hdoh.html

  27. Mary Brown: I cannot know for sure if they are still ministering there

    Co-dependency.

  28. The Magic M says:

    Deborah: The birth certificate issue is really a legal issue, but countless times they have attempted to transform it into some kind of moral issue.

    Not just the religious ones. They’re holding up “allegiance” as if it was some kind of morality test, or a racial test. They’re making up straw men about “the son of Osama bin Laden” and forget that Charles Manson was a Vattel-NBC.

  29. The Magic M says:

    misha marinsky: Birther math: 2 + 2 = ∞

    Real math: 8i = ∞

    (hint: the geometrical equivalent of multiplying by i is… ;))

    donna: it seems to me that there will be no end to people birthers wish to slime

    Typical crank behaviour. If you can’t get to the target you were initially after (here: Obama), try if you can get to the target you see as an accessory (Fuddy, Onaka, Judge Land etc.).

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